Home Insurance in Ontario
Protecting what matters most
Your home is a big part of your life. It’s the place where you relax and spend quality time with your best friends and family; it’s also where you keep your most prized possessions. That’s why it’s important to choose home insurance in Ontario that fits your lifestyle and helps keep your family safe. At Allstate, we provide customized coverage so you can receive the features you desire — and the get the protection you need.
Are you a renter? Learn more about tenant insurance in Ontario
Are you a condo owner? Learn more about condo insurance in Ontario.
Why choose Allstate?
- Discounts to help you save
- Custom policies that fit your lifestyle
- 24/7 claims support
- Guaranteed repairs through preferred vendors
- Easily manage your insurance online with myAllstate®
Proudly protecting Canadians for over 65 years
Combine your auto and home insurance and save an average of $712*.
Proudly protecting Canadians for over 65 years
Combine your auto and home insurance and save an average of $712*.
Proudly protecting Canadians for over 65 years
Combine your auto and home insurance and save an average of $712*.
Coverage that suits you
With Your Choice Home® from Allstate, you can choose the ideal coverage for your household:
- VIP Package
- Purchase all-risk coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation)
- Also includes Claim Forgiveness**, Disappearing Deductible***, Home Replacement Cost Guarantee, and one free personalized option of your choice
- Elite Package
- Purchase all-risk coverage for your house and certain perils for your contents (such as fire, water damage, and theft), including replacement cost (replaces contents with items of similar value, without depreciation)
- Also includes Disappearing Deductible*** and Home Replacement Cost Guarantee
- Basic Coverage
- Purchase specific perils coverage for your house and contents, including replacement costs (replaces contents with items of similar value, without depreciation)
- Optional Home Replacement Cost Guarantee
- Additional Coverage
- You can purchase additional coverage on an individual basis, including Personal Articles Coverage, Water Damage Insurance, Earthquake Damage, Home Business Coverage, and more
- ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
- *** Claim Forgiveness does not protect your Disappearing Deductible.
Your Choice Home’s® special features and options include:
- Claim Forgiveness: At Allstate, we recognize that collisions can happen. That’s why your rates won’t rise because of a claim.**
- Disappearing Deductible: Enjoy having the right coverage for your needs without the extra hassle of paying high premiums. Every consecutive term you go without a claim, your deductible will go down until it vanishes completely.***
- Personalized Options: Get extra coverage for your lifestyle and favourite activities by investing in add-ons such as Ski and Snowboard, Student, Yard and Garden, and more
- ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
- *** Claim Forgiveness does not protect your Disappearing Deductible.
Get a no-obligation quote today!
Get a QuoteBrowse by city
We offer a full line of auto and home insurance products in the following cities. Choose your city below to see all local Allstate agencies near you.